Citibank suing me reddit. I dont know what to do.

Citibank suing me reddit Being sued by citibank Posting for my mom… We were served with papers last week, debt buyers purchased $1,412 worth of debt from a citibank card that my mom used to have. Im glad to say, things are finally looking better in my life. They refuse to give me my money. That is because it no longer owns the account and is no longer owed the balance. They are so stupid trying to sue me again. In many cases, settling is easiest, even if you filed an answer. She has absolutely no recollection of contact from any debt collectors trying to get payments from her. I am glad to hear you got such a good deal!!! So Midland credit sued me on 4 different credit debt. Nov 30, 2010 · I owed CitiBank about $6,000, and was sued by their attorney, Blitt & Gaines. They will not give me my money. They won. I see that you are very knowledgeable about these issues with credit, and I know this is an old post, but I have a question to ask. . Cavalry SPV as asignee of Citibank Small claims hearing Pre-trial conference for november (havent been served) What can I do? I received a summons to appear in court from a debt collector in the state of New York regarding an unpaid credit card debt from a Home Depot Credit card issued by Citibank. r/CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. But if they win they will go after your wages. The balance is $977, but they're seeking $1372 when accounting for interest and fees. if you can't pay don't run and hide. $153 a month on the 7th, and I only have 4 payments left. a lesson. I want to start rebuilding my credit score but now I get two notices that Citibank is suing me. 00 from two years ago. We need a class action with PUNITIVE damages against Citibank. In mid January I got notice that Cavalry was suing me over a $7900 Citi credit card balance I defaulted on when my employer went bankrupt in 2010 (the card didn't default until 2011). The original Debtor is Citibank, N. I was served 2 weeks ago on a Friday afternoon for a debt claim by Midland Credit and filed my answer denying any and all allegations and also made clear I intended to file a motion to compel private arbitration for this debt. I do not have funds to pay, I have not had steady for a long time now, and had to quit my last job from health issues. They say no. Should I try to debt settle a lump sum or a payment plan and if so who do I settle with the attorneys or Citibank So within statute of limitations for us I’m pretty sure. 8k citibank:3k barclaycard: 2. Fingers crossed they accept. but my assets are all protected. It was an Ollo Platinum card issued by Capital One and they are suing for the balance of $1787. com Jul 25, 2024 · use the following search parameters to narrow your results: subreddit:subreddit find submissions in "subreddit" author:username find submissions by "username" site:example. next time you are in a tough spot call the credit card companies, the bank for your house and car payment and be up front with them. Citibank will sometimes keep the charged-off debt in-house and sometimes they will sell it to a junk debt buyer like Midland Credit Management. Is Citi named as the plaintiff, or is another business named? Is Citibank reporting the account on your credit report? If Citi is reporting, check to see if it is reporting a balance still owed. everyone wants their money. 20 days summons issued (havent been served) case #2 amount $2,778 . Even if you talk the court clerk into accepting some random writing as a pleading, it's like shooting fish in a barrel for the attorney to get it either removed from the record - or to use it against you. I believe AMEX was about to also as I got a letter on their behalf from the same exact law firm. We would like to show you a description here but the site won’t allow us. I received a summons as I am being sued by Citibank for $2500. I tried to settle before hand and they would only go down to $3k. Yet here they come again trying to sue me again for another debt. If you get sued by a junk debt buyer, there are defenses to these kind of lawsuits. Discover also was about to sue me via some law firm in Bellevue, WA. Citibank has decided to serve me with papers over a $3,500 debt. I called the attorney listed in the papers, you generally have 30 days before the hearing, and set up a payment plan. Attach proof of the dismissal to your letter. I am on Social security. Cavalry SPV as asignee of Citibank . . Nuts. Exactly. I was wondering if anyone has any experience what I should do next. I sent an offer to my chase Amazon to settle I sent $1000 on an $2200. The amount is for around $4700. A. I was served papers from LVNV Funding for a Best Buy credit card I unfortunately let go to collections (irresponsible early 20’s). In 1922, when 25 Army officers met in San Antonio, Texas, and decided to insure each other's vehicles, they could not have imagined that their tiny organization would one day serve over 8 million members and become one of the only fully integrated financial services companies in America. Hopefully it'll help someone out there in the same boat. I answered the summons and mailed responses to the court and suing attorneys. Make sure you check to see if your assets are protected. 's Posted by u/Hour_Government_9144 - No votes and 12 comments I have 2 active lawsuit against me by Cavalry SPV I LL debt colector. I have issues leaving the house and the thought of having to go to court is a nightmare. Here's how it went down from start to finish. When an original creditor sells an account, it must report a $0 balance. Posted by u/Mojo884ever - 2 votes and 9 comments We would like to show you a description here but the site won’t allow us. My Chapter 7 is a no assets case so I don’t expect to get sued at this point but I do have to add a few collection agencies the major cards/banks switched to to my Schedule E/F. Discover also sued me for the same amount. I have a credit card with Citibank and ask that it be paid online from my account and they bounce it. they just want the money. com What is r/CRedit?. case #1 amount $9,176 . I dont know what to do. 99. I am really low on funds so ideally I would like to fight this on my own, but im not sure how to answer the plaintiffs suit and also how to file a motion to compel arbitration in Texas where I am located at. If anybody can guide me or give me any advice at all I would be immensely grateful. So I just received in the mail that I have a lawsuit filed against me from Citibank with BestBuy because I wasn't able to pay them after they added their interest rates of almost 130% (I'm not sure if that's the correct percentage but it doubled my amount owed) which then made my monthly payments skyrocket. Wait for check. Crazy. Offer to pay 30% of what they are suing on, but be aware that they often won't settle for less than 60%. I’m trying to convince her to fight it because the proof they attached is just screenshots of the citibank account, and a vague agreement that states that Creditcorp solutions purchased debt from citibank but it’s all so vague. They didn't get to sue you by only delivering their document to the court - they served you. Citibank credit card cant get paid from my money in Citibank. 5k I just got a basic job making around $1600 monthly, It's a start. I called the law firm to request verification of the debt. If the debt is not deleted, you may have the right to sue the credit reporting agencies and debt buyers. Now you get to do the same thing in reverse. Just recently, I found out that my wife had to put in her notice for resignation due to health issues, and just before her resignation, we had charged up at least $1300 in small purchases here and there on Amazon, and paid off some utility bills. I owed the money, no doubt about it. See full list on solosuit. Lucky!!! Discover sued me and I got to settle $1800 for an original $2200 and now cap one is also suing for $3300. Im 28, I owe: chase bank: 2. it's cheaper for them to be understanding and give you options to work with you then have to turn to collections and pay someone to go after you. In early October I received a summons from Blitt & Gaines, plantiff, suing me, defendant, for $6,000. If Citibank keeps the debt in-house, they sometimes sue under their own name. 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